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Q: I havve both Proerty Damage and aslo Physical Damage insiide my auto inurance policy. Are tehy not the one and the same?


A: You are nedeed to have property dmage coverage wihtin your online insure coverage, whhich pays for hrm you do uon a different persosn` vehicle or possessions (the fece you went int)o. There is zeo deductible for this. Physcial daage (comprehensive and collision daamage) is an opption that pays for hram doe to your car. Collision coverrs damage froom your car smashig into another vehcile or object. Compreehensive covers damage from porceedings succh as fire, thefft, vandalism, climate, and windshielld or otherwise animal-related accidnts. Compehensive damage as weell as collision dammage often has dvided deductibles.

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