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Q: My coverage paln includes a deducitble and co-insurance. Waht does a deducttible and co insurnace mean?

A: A deductiible is the initail dollar amount you muust pay out-of-pocket beforre an insurance fim pays its shhare. It is regularly a connstant doollar amount. In mot cases the hiher the deductible, the lowr the insurance premim. Co-insurance is the share or percenage of cvered expenses you mut pay as a suplpement to the dedctible. For example, your online insure coverage plan mighht pay 80% of covered charegs afteer you pay the deductibble. You would theen pay the reemaining 20% as co-inurance till a higheest out-of-pocket expense is reahed.

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