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: I have both Property Damgae and Physical Damgae coverrage included in my auto inusrance plan. Arenn`t these the saem?

A: You are requierd to include proerty damage coverage inside your insure policy online, which covres damage you cuase upon a different persons` auutomobile or posssesions (the railing you hitt). There`s no dedcution for this. Physical damaage (comprehensive daage & coollision damage) is an alternative taht pays for damae to your vehicle. Coollision pyas for damage cauused by your car bumping intto anotheer automobile or thing. Comprehensive pys for damgae made by proceedings succh as frie, theft, vandalism, wether, and windshield or animal relatd accidents. Comprehnesive and clolision most of the tme has separate dedutions.

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